Business Banking

Businesses will find the services offered at Texas Republic Bank to exceed their expectations. We have all the business services you would find at a big bank but with a small town focus.

    Texas Republic Bank provides several types of business banking account types to accommodate your organization’s specific interests and needs, including checking accounts, savings accounts, CD’s, business loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Texas Republic Bank.

    Business Accounts Features Chart

    Star Checking for Small BusinessStar CheckingShooting Star Checking for Sole ProprietorsShooting Star Checking for Non-ProfitsGold Star SavingsGold Star Money Market
    Minimum Deposit to Open:$300$500$1,500$100$200$2,500
    Minimum Balance Required to Avoid Fees:$2,500
    Min. Average Balance
    None$1,500
    Minimum Daily Balance
    None$200
    Minimum Daily Balance
    $2,500
    Minimum Daily Balance
    Service Charge:$10 per month if
    average balance falls below $2,500 for any statement cycle.
    $10 per month and account analysis fees.$10 per month if
    balance falls below $1,500 any day in month.
    None$6 per quarter if balance falls below $200 any day in quarter$10 per month if balance falls below $2,500 any day in month
    Interest:NoneEarnings Credit may offset fees.Compounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest.Compounded and credited monthly on daily balance.Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest.Compounded and credited monthly on daily balance. Minimum balance of $10,000 to obtain interest.
    Debit Card:Upon approval.Upon approval.Upon approval.Upon approval.Upon approval.Upon approval.
    Number of Transactions:Limited to 150 transactions monthly; additional transactions .25 each.UnlimitedUnlimitedUnlimitedLimited to 2 withdrawals per month; additional withdrawals $2 each.Limited to 6 withdrawals per month; additional withdrawals $5 each.
    Check Image Statements:YesYesYesYesNoYes
    Online / Mobile BankingYesYesYesYesYesYes