Business Banking: The TRB Commercial Accounts Features - Texas Republic Bank

Business Banking

Businesses will find the services offered at Texas Republic Bank to exceed their expectations. We have all the business services you would find at a big bank but with a small town focus.

Texas Republic Bank

Texas Republic Bank provides several types of business banking account types to accommodate your organization’s specific interests and needs, including checking accounts, savings accounts, CD’s, business loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Texas Republic Bank.

Business Accounts Features Chart

Texas Republic logo Star Checking for Small Business Star Checking Shooting Star Checking for Sole Proprietors Shooting Star Checking for Non-Profits Gold Star Savings Gold Star Money Market
Minimum Deposit to Open: $300 $500 $1,500 $100 $200 $2,500
Minimum Balance Required to Avoid Fees: $2,500
Min. Average Balance		 None $1,500
Minimum Daily Balance		 None $200
Minimum Daily Balance		 $2,500
Minimum Daily Balance
Service Charge: $10 per month if
average balance falls below $2,500 for any statement cycle.		 $10 per month and account analysis fees. $10 per month if
balance falls below $1,500 any day in month.		 None $6 per quarter if balance falls below $200 any day in quarter $10 per month if balance falls below $2,500 any day in month
Interest: None Earnings Credit may offset fees. Compounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest. Compounded and credited monthly on daily balance. Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest. Compounded and credited monthly on daily balance. Minimum balance of $50,000 to obtain interest.
Debit Card: Upon approval. Upon approval. Upon approval. Upon approval. Upon approval. Upon approval.
Number of Transactions: Limited to 150 transactions monthly; additional transactions .25 each. Unlimited Unlimited Unlimited Limited to 2 withdrawals per month; additional withdrawals $2 each. Limited to 6 withdrawals per month; additional withdrawals $5 each.
Check Image Statements: Yes Yes Yes Yes No Yes
Online / Mobile Banking Yes Yes Yes Yes Yes Yes

Star Checking For Small Business

Star Checking for Small Business is – you guessed it – a business checking account designed with the requirements of small business in mind. The benefits of this account include free online banking, 24-hour account information by online and mobile banking, our bank-by-mail feature, and night depository. Texas Republic Bank understands that small businesses have big needs. With Texas Republic Bank you are free to concentrate on your company while we take care of your banking needs.
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Star Business Checking

The Star Business Checking account allows you to put your capital into your business and not in to fees. Star Business Checking adds sophisticated treasury management products to mediate your cash flow, and also comes with Account Analysis to help offset account fees. When you build a relationship with Texas Republic Bank, we set your business up for success.

Please contact a personal banker at 972-334-0700 to learn more.
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Gold Star Savings

The Gold Star Savings account is an easy and great way to get a return on your money without losing access to it. This account will enable you to save for a specific goal or just save for that “rainy day” in the future.
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Gold Star Money Market

The Gold Star Money Market account is a prudent way, through tiered interest rates, to make your money work harder and comes with plenty of benefits like Online Banking and Bill Pay. This account is ideal for consumers who want to write fewer checks and earn more interest, plus have the convenience of initiating online transfers to their checking account if needed.
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Shooting Star Checking for Sole Proprietors

The Shooting Star Checking account introduces you to the outstanding benefits of banking with Texas Republic Bank. Your money keeps growing in this interest-bearing checking account, and as long as you keep your balance above $1,500, you will avoid the low maintenance fee.
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Shooting Star Checking for Non-Profits

The Star Business Checking account allows you to put your capital into your business and not in to fees.  Star Business Checking adds sophisticated treasury management products to mediate your cash flow, and also comes with Account Analysis to help offset account fees. When you build a relationship with Texas Republic Bank, we set your business up for success.
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Please contact your local branch for wiring instructions: Frisco (972) 334-0700, Richardson (972) 685-2040x