Personal Banking

Texas Republic Bank is committed to providing personal banking services for our customers. We have all the services you would find at a big bank but with a small town focus.

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    Texas Republic Bank provides several types of personal banking account types to accommodate your specific interests and needs, including checking accounts, savings accounts, CD’s, IRA’s, personal loans, and automated account transactions. The following table and links will aid you in comparing the account features, determining interest rates, and establishing new accounts with Texas Republic Bank.

    Personal Accounts Features Chart

    Star CheckingShooting Star CheckingGold Star SavingsGold Star Money Market
    Minimum Deposit to Open:$100$1,500$200$2,500
    Minimum Balance Required to Avoid Fees:None$1,500
    Minimum Daily Balance    		$200
    Minimum Daily Balance    		$2,500
    Minimum Daily Balance
    Service Charge:None$10 per month if
    balance falls below
    $1,500 any day in month.    		$6 per quarter if
    balance falls below
    $200 any day in quarter.    		$10 per month if
    balance falls below
    $2,500 any day in month.
    Interest:NoneCompounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest.Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest.Compounded and credited monthly on daily balance. Minimum balance of $10,000 to obtain interest.
    Debit Card:Upon approval.Upon approval.Upon approval.Upon approval.
    Number of Transactions:UnlimitedUnlimitedLimited to 2 withdrawals
    per month / additional withdrawals $2 each.    		Limited to 6 withdrawals
    per month; additional withdrawals $5 each.
    Check Image Statements:YesYesNoYes
    Online / Mobile Banking & Bill PayYesYesYesYes

    Star Checking - Free Checking!

    The Star Checking account is a free checking account with no monthly fees, no hidden service charges and an unlimited number of transactions.

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    Shooting Star Checking

    The Shooting Star Checking account introduces you to the outstanding benefits of banking with Texas Republic Bank. Your money keeps growing in this interest-bearing checking account, and as long as you keep your balance above $1,500, you will avoid the low maintenance fee.
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    Gold Star Savings

    The Gold Star Savings account is an easy and great way to get a return on your money without losing access to it. This account will enable you to save for a specific goal or just save for that “rainy day” in the future.
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    Gold Star Money Market

    The Gold Star Money Market account is a prudent way, through tiered interest rates, to make your money work harder and comes with plenty of benefits like Online Banking and Bill Pay. This account is ideal for consumers who want to write fewer checks and earn more interest, plus have the convenience of initiating online transfers to their checking account if needed.
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    Please contact your local branch for wiring instructions: Frisco (972) 334-0700, Richardson (972) 685-2040x