Residential Real Estate Lending
At Texas Republic Bank, home of the “Common Sense” mortgage, our bankers will create a custom mortgage that best suits your needs.
Texas Republic Bank is anxious to help you finance a new home or to refinance an existing home. We have the full array of conventional mortgage products including 30 year and 15 year fixed rate loans. But we have more.
If your financial situation does not fit the box that most mortgage lenders require, then give our mortgage bankers the opportunity to shape a mortgage that best suits your needs. Because we are a locally-owned bank, and are willing to apply common sense, we can be flexible with such details as credit scores, length of employment, debt coverage ratios and other underwriting requirements.
Texas Republic Bank is headquartered in the epicenter of one of the fastest growing regions in the United States. Our lenders have extensive experience in underwriting and structuring the following types of construction and development loans: