2595 Preston Road
Suite #100
Frisco, Texas 75034

New Location

690 W. Campbell Road
Suite #100
Richardson, TX 75080

Individual Retirement Accounts

Increase your savings potential with attractive IRA rates

Work toward your financial goals with various IRA choices from Texas Republic Bank. An IRA is a great way to build your retirement nest egg while enjoying tax benefits. You will not pay tax on your earnings until you make withdrawals, and your contributions may be tax-deductible. This could be the right choice for you if you are under 70 and have earned income.

If you want to roll over your previous employer-sponsored retirement plan or are researching long-term savings alternatives, then opening an IRA may be a solution for you. Learn the basics about IRA rates, account benefits and more by calling our new accounts department at 972-334-0700 for our Frisco location, or 972-685-2040 for our Richardson location.

IRA Summary:

  • No annual IRA fees
  • FDIC insured to the maximum allowed by law
  • Minimum opening deposit $500
  • Eligibility based on income and age (please consult your tax or financial advisor)
  • Earnings are tax deferred and may be tax deductible in year of contribution
  • No early withdrawal penalties to customer age 59 or over
  • Minimum required distributions starting at age 70 for traditional IRAs