Mortgage Archives - Texas Republic Bank

First-Time Homebuyer Tips

By: TXRB Staff | 24 Apr 2023

You probably have many emotions as you plan to buy your first house. It is quite an accomplishment! Before you jump in headfirst, here are…

Residential Real Estate Trends

By: TXRB Staff | 21 Jul 2022

2020 brought some of the craziest residential real estate trends we have seen in decades. Skyrocketing prices, bidding wars, and appraisal contingency waivers were more…

Understanding Different Types of Loans

By: TXRB Staff | 4 Feb 2022

Loans are used for various reasons, and you may need funding for different times in…

When Should I Think about Buying a House?

By: TXRB Staff | 29 Dec 2021

If you’re wondering if it’s time to buy a house, you have a lot to consider. Buying a house is a big commitment, but it...

How Much are Closing Costs?

By: TXRB Staff | 27 Oct 2021

Closing costs cover the cost to process and underwrite a loan. Each loan has different costs but understanding what the fees are for and when...

What is Mortgage Underwriting?

By: TXRB Staff | 1 Mar 2021

Are you ready to buy a house? Congratulations! Are you currently buying a house and considering refinancing? With interest rates so low, now is a…

History of US Mortgage Rates

By: TXRB Staff | 27 Aug 2019

A mortgage rate is the rate of interest that a homeowner will pay over the duration of their loan, typically 15-30 years. Interest rates are…

5 Reasons You Should Refinance Your Mortgage

By: TXRB Staff | 23 Jul 2019

According to Freddie Mac, rates for a 30-year mortgage are averaging 3.84% as of June 21, 2019, down sharply from 4.57% a year ago. Here…