Residential Real Estate Lending

At Texas Republic Bank, home of the “Common Sense” mortgage, our bankers will create a custom mortgage that best suits your needs.

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Residential Real Estate

Mortgage Lending – Your Dream House and Texas Republic Bank

Texas Republic Bank is anxious to help you finance a new home or to refinance an existing home. We have the full array of conventional mortgage products including 30 year and 15 year fixed rate loans. But we have more.

If your financial situation does not fit the box that most mortgage lenders require, then give our mortgage bankers the opportunity to shape a mortgage that best suits your needs. Because we are a locally-owned bank, and are willing to apply common sense, we can be flexible with such details as credit scores, length of employment, debt coverage ratios and other underwriting requirements.

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Construction & Rehab Loans – Building Your Dream Property with Texas Republic Bank

Texas Republic Bank is headquartered in the epicenter of one of the fastest growing regions in the United States. Our lenders have extensive experience in underwriting and structuring the following types of construction and development loans:

  • Residential Lot Development
  • Residential Construction
  • Residential rehab loans for investor-owned properties

Mortgage Loan Application

Mortgage Loan Application – Additional Borrower

Please contact your local branch for wiring instructions: Frisco: (469) 731-1730, Richardson: (972) 685-2040, or Celina: (972) 382-0066x